The Firm

Our Philosophy

Financial advice should be thoughtful, disciplined, and always aligned with the client's best interest.

Ceremian Financial was founded with a simple belief: financial advice should be thoughtful, disciplined, and always aligned with the client's best interest.

Moshe Alpert, a Managing Director at Northwestern Mutual, built the firm on a fiduciary foundation — meaning clients always come first.

With more than twenty years of industry experience, the firm focuses on helping clients make confident financial decisions across all stages of life.

Ceremian Financial operates as a comprehensive advisory practice, integrating investment management, retirement planning, insurance strategies, and estate planning into a cohesive framework — ensuring that no aspect of a client's financial life is left unaddressed. The firm serves individuals and families who demand excellence, discretion, and results.

Ceremian Financial wealth management firm headquarters

Our Principles

What Guides Us

01

Long-Term Perspective

We believe in the power of patience and discipline. Great outcomes are built over time, not overnight.

02

Independent Thinking

Our advice is free from conflicts of interest. As an independent firm, we are beholden only to our clients.

03

Risk-Aware Management

Understanding and managing risk is fundamental to preserving and growing wealth across market cycles.

04

Personalized Planning

Every client's financial life is unique. Our strategies are tailored to individual goals and circumstances.

Ceremian Financial

Ceremian Financial

A fiduciary financial Firm by Moshe Alpert. Advice built on experience. Wealth built for generations.

Northwestern Mutual Wealth Management Company

Connect

718-644-1594

445 Central Ave, Ste 204

Cedarhurst, NY 11516

info@ceremianfinancial.com

Ceremian Financial by Moshe Alpert is a marketing name used for doing business as a representative of Northwestern Mutual Wealth Management. The information provided on this website is for general informational purposes only and should not be construed as investment, tax, or legal advice, or as a recommendation to buy, sell, or hold any security. Past performance is not indicative of future results. All investing involves risk, including the potential loss of principal. Please consult with a qualified professional before making any financial decisions.

Securities and mutual fund orders can only be placed by phone or in person. Orders sent electronically—including via email, mobile, or other online platforms—will not be processed. Electronic communications sent to us constitute consent for two-way electronic communication. If you receive communications in error, please contact the sender immediately and delete all copies.

Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company (NM) (offering life and disability insurance, annuities, and life insurance with long-term care benefits) and its subsidiaries, including Northwestern Long Term Care Insurance Company (NLTC) (long-term care insurance), Northwestern Mutual Investment Services, LLC (NMIS) (investment brokerage services, registered investment adviser, broker-dealer, and member FINRA and SIPC), and Northwestern Mutual Wealth Management Company® (NMWMC) (investment advisory and trust services, a federal savings bank). NM and its subsidiaries are headquartered in Milwaukee, WI.

Moshe Nison L. Alpert uses Ceremian Financial as a marketing name for doing business as a representative of Northwestern Mutual. Ceremian Financial is not a registered investment adviser, broker-dealer, insurance agency, or federal savings bank. Moshe Nison L. Alpert is a District Agent of NM, an Agent of NLTC, a Registered Representative of NMIS (for investment brokerage services), and an Advisor of NMWMC (for investment advisory services). Managing Directors are not in legal partnership with each other, NM, or its subsidiaries.

The products and services referenced are offered and sold only by appropriately appointed and licensed entities, financial advisors, and representatives. Financial advisors, representatives, and their staff may not represent all entities listed or provide all products or services discussed. Availability of products and services varies by state. Not all Northwestern Mutual representatives are Advisors; only those with the title "Advisor" or who disclose their NMWMC status are credentialed to provide investment advisory services.

For information regarding Northwestern Mutual Wealth Management Company, its services, fees, and potential conflicts of interest, refer to the applicable disclosure brochures before investing. To obtain copies of these brochures, contact your representative.

Moshe Nison L. Alpert is primarily licensed in New York and may be licensed in other states.

License Information: CA License: 0M21420. Certified Financial Planner Board of Standards, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States. Individuals who meet initial and ongoing certification requirements are authorized to use these marks.

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